GeNIoUs NeVEr ARGUES, ThEY oNly INVEST IN LIC
Saturday, October 6, 2012
Friday, December 18, 2009
Child Career Plan from LIC of India is life insurance plan specially designed to meet the rising educational and other needs of growing children. It offers the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term). A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.
Under Child’s Career Plan vested bonus is payable along with first survival benefit of 30% of sum assured followed by subsequent 5 annual survival benefits @15% of sum assured. Thus total returns being 105% of basic sum assured + vested bonus and terminal bonus, if any.
Premium Waiver Benefit :
In LIC’s Child Career Plan there is a provision for additional risk cover of the proposer. The proposer may choose for his benefit waiver of premiums on death of proposer.
Income Tax benefits:
Income tax benefits are available to the proposer as per the regulations of Income tax Act.
Benefit Illustration of LIC of India’s Child Career Plan:
Please send a mail to sp_pranjal@yahoo.com along with following details for specialized illustration for you.
Proposer’s Details:
Name
Date of birth
Child’s Details;
Name
Date of birth
Amount you are willing to invest annually
Address
Phone numbers:
Any other information you want to provide
Wednesday, December 16, 2009
Tuesday, December 8, 2009
Product highlights
• ‘LIC Jeevan Nischay’ is a close-ended single premium plan, exclusively for LIC policyholders.
• It comes with guaranteed maturity benefits and a provision for loyalty additions.
• It offers policyholders flexibility to choose premium amount which will in turn decide their maturity sum assured.
• The minimum age and maximum age for entry being 18 years and 50 years, respectively.
• The policy is available for three different terms – 5, 7 and 10 years.
• The minimum single premium is Rs 10,000 and the maximum being Rs 10,00,000.
Benefits of ‘Jeevan Nischay’
• ‘LIC Jeevan Nischay’ provides maturity benefit – an amount equal to the Sum Assured – along with loyalty addition, if any, declared.
• Death benefit in the first year of the policy is five times the single premium.
• There is an incentive for high premiums paid, i.e., Rs 25,000 and above, which means a higher maturity sum assured for a policyholder.
• It provides guaranteed surrender value up to 90 per cent of the premium paid if the policy is surrendered after one year of its commencement.
• Loan facility is available after the first year of the policy.
• If the policyholder is not satisfied with the terms and conditions of the policy, he/she can return the policy within 15 days of the purchase date and get refund.
Any Information Call Shailesh Prajapati 9427369439
• ‘LIC Jeevan Nischay’ is a close-ended single premium plan, exclusively for LIC policyholders.
• It comes with guaranteed maturity benefits and a provision for loyalty additions.
• It offers policyholders flexibility to choose premium amount which will in turn decide their maturity sum assured.
• The minimum age and maximum age for entry being 18 years and 50 years, respectively.
• The policy is available for three different terms – 5, 7 and 10 years.
• The minimum single premium is Rs 10,000 and the maximum being Rs 10,00,000.
Benefits of ‘Jeevan Nischay’
• ‘LIC Jeevan Nischay’ provides maturity benefit – an amount equal to the Sum Assured – along with loyalty addition, if any, declared.
• Death benefit in the first year of the policy is five times the single premium.
• There is an incentive for high premiums paid, i.e., Rs 25,000 and above, which means a higher maturity sum assured for a policyholder.
• It provides guaranteed surrender value up to 90 per cent of the premium paid if the policy is surrendered after one year of its commencement.
• Loan facility is available after the first year of the policy.
• If the policyholder is not satisfied with the terms and conditions of the policy, he/she can return the policy within 15 days of the purchase date and get refund.
Any Information Call Shailesh Prajapati 9427369439
Tuesday, December 1, 2009
New Income Tax Slab/rates for F.Y. 2009-10 (A.Y. 2010-11)
FOR Males as under
Taxable Annual Income Slab (In Rs.)
Tax Rate (In %)
Upto Rs. 1,60,000/- Nil
Rs. 1,60,001/- to Rs. 3,00,000/- 10%
Rs. 3,00,001/- to Rs. 5,00,000 20%
Above Rs. 5,00,000/- 30%
FOR Women as under
Taxable Annual Income Slab (In Rs.)
Tax Rate (In %)
Upto Rs. 1,90,000/- Nil
Rs. 1,90,001/- to Rs. 3,00,000/- 10%
Rs. 3,00,001/- to Rs. 5,00,000 20%
Above Rs. 5,00,000/- 30%
Tax Rate (In %)
Upto Rs. 1,90,000/- Nil
Rs. 1,90,001/- to Rs. 3,00,000/- 10%
Rs. 3,00,001/- to Rs. 5,00,000 20%
Above Rs. 5,00,000/- 30%
FOR Senior Citizens as under
Taxable Annual Income Slab (In Rs.)
Tax Rate (In %)
Upto Rs. 2,40,000/- Nil
Rs. 2,40,001/- to Rs. 3,00,000/- 10%
Rs. 3,00,001/- to Rs. 5,00,000 20%
Above Rs. 5,00,000/- 30%
Tax Rate (In %)
Upto Rs. 2,40,000/- Nil
Rs. 2,40,001/- to Rs. 3,00,000/- 10%
Rs. 3,00,001/- to Rs. 5,00,000 20%
Above Rs. 5,00,000/- 30%
Friday, November 27, 2009
I assure you people that I can help you with the best LIC Policy according to your need. Anywhere Vadodara Contact- located in & around “Vadodara" 9427369439
Think about before buying any insurance policy is an important decision. If life insurance buying is approached in the proper manner it can be very useful (advantageous) to yourself and your family.
LIC is best option as Insurance Planning + Tax Saving Planning + Investment Financial Planning.
Life insurance Policies suitable families for (education & marriage of children)
Why LIC of India
LIC can help you in planning for your children's education, daughter's marriage, retirement benefits, and pension.World’s largest Insurance Company with 220 million happy customers. Quickest service. Largest network in India Verities of PoLICies to match everyone’s need.Flexible payment options. (Monthly, Quarterly, Half yearly, annually and salary detection and Bank ECS etc...)
What Benefits I Get Just call me given to estimate the financial needs for you. Offer competitive choices. Find the insurer that meets your requirement best. Compare Life Insurance Plans. LIC Life Insurance & Investment Made Easyb Get Quotes from All Leading LIC Plans in just 1 Step. Get the best insurance deal. You can choose the right LIC product with full information, LIC Different PoLICy (Plans) Comparing Prices with Features Quick decision.That insurance is best bought at an early age.
Help You Choose Best LIC Insurance & Investment Plans PoLICy.
Reminders premium payment :
Special care to keep you informed of your premium payment timetable to help you avoid late fees and lapsing of your policies. Still with maturity.
Savings : life insurance can work as a long term & Short term saving, thus giving you the financial strength Retirement: life insurance can make sure that you have regular income after you retire and also helps maintain your standard of living.
Investment : life insurance can act as a safe, long-term investment, free from the risk of market swings. At the end of the term, you or your family can enjoy added returns on investment.
The Financial Planning solution. Life Protection for Life Long. Life insurance can help you to protect your income and your family’s financial future in case you are not around.
Information on your LIC policies and LIC new products LIC Policy Service Vadodara Insurance Category.
Today's up to date Latest LIC's Current NAV
Plan verify Your Income Tax Saving
LIC Premium calculator
LIC Payment Through Alternate Channels
Pay LIC Premium Bank ECS Foam
1) If you want to Buy New Insurance PoLICies than call Shailesh Prajapati 9427369439 (Vadodara)
2) Contact us on email: sp_pranjal@Yahoo.co.in
Tuesday, November 24, 2009
LIC (Life Insurance Corporation of India) after success of "Jeevan Varsha" has come out with another United linked plan targeting health insurance sector in India named “LIC Health Protection Plus” which will provide long term health insurance for Husband, Wife and a Child in family either this plan covers two adults and one child.
Benefits of Health Protection Plus
Hospital Cash Benefit
Major Surgical Benefit
Domiciliary treatment Benefit
Income Tax benefits under U/S 80D
Hospital Cash Benefit
Major Surgical Benefit
Domiciliary treatment Benefit
Income Tax benefits under U/S 80D
One of the major added advantages of this plan is that being unit linked it helps in meeting Domiciliary treatment and OPD (Out Patient Department) charges, Whereas the main plan helps in hospital cash settlement and other major surgical treatment benefit. Till now a very limited information is made available to the market we have to wait for the official terms and conditions of plan which includes premium calculation, types of diseases covered or not covered, procedure for claiming, List of hospitals which they have tie up with etc.
More Information :
Call Shailesh Prajapati 9727369439
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