I assure you people that I can help you with the best LIC Policy according to your need. Anywhere Vadodara Contact- located in & around “Vadodara" 9427369439

Think about before buying any insurance policy is an important decision. If life insurance buying is approached in the proper manner it can be very useful (advantageous) to yourself and your family.

LIC is best option as Insurance Planning + Tax Saving Planning + Investment Financial Planning.

Life insurance Policies suitable families for (education & marriage of children)

Why LIC of India

LIC can help you in planning for your children's education, daughter's marriage, retirement benefits, and pension.World’s largest Insurance Company with 220 million happy customers. Quickest service. Largest network in India Verities of PoLICies to match everyone’s need.Flexible payment options. (Monthly, Quarterly, Half yearly, annually and salary detection and Bank ECS etc...)

What Benefits I Get Just call me given to estimate the financial needs for you. Offer competitive choices. Find the insurer that meets your requirement best. Compare Life Insurance Plans. LIC Life Insurance & Investment Made Easyb Get Quotes from All Leading LIC Plans in just 1 Step. Get the best insurance deal. You can choose the right LIC product with full information, LIC Different PoLICy (Plans) Comparing Prices with Features Quick decision.That insurance is best bought at an early age.

Help You Choose Best LIC Insurance & Investment Plans PoLICy.

Reminders premium payment :

Special care to keep you informed of your premium payment timetable to help you avoid late fees and lapsing of your policies. Still with maturity.

Savings : life insurance can work as a long term & Short term saving, thus giving you the financial strength Retirement: life insurance can make sure that you have regular income after you retire and also helps maintain your standard of living.

Investment : life insurance can act as a safe, long-term investment, free from the risk of market swings. At the end of the term, you or your family can enjoy added returns on investment.

The Financial Planning solution. Life Protection for Life Long. Life insurance can help you to protect your income and your family’s financial future in case you are not around.

Information on your LIC policies and LIC new products LIC Policy Service Vadodara Insurance Category.

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1) If you want to Buy New Insurance PoLICies than call Shailesh Prajapati 9427369439 (Vadodara)

2) Contact us on email: sp_pranjal@Yahoo.co.in

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LIC (Life Insurance Corporation of India) after success of "Jeevan Varsha" has come out with another United linked plan targeting health insurance sector in India named “LIC Health Protection Plus” which will provide long term health insurance for Husband, Wife and a Child in family either this plan covers two adults and one child.

Benefits of Health Protection Plus
Hospital Cash Benefit
Major Surgical Benefit
Domiciliary treatment Benefit
Income Tax benefits under U/S 80D

One of the major added advantages of this plan is that being unit linked it helps in meeting Domiciliary treatment and OPD (Out Patient Department) charges, Whereas the main plan helps in hospital cash settlement and other major surgical treatment benefit. Till now a very limited information is made available to the market we have to wait for the official terms and conditions of plan which includes premium calculation, types of diseases covered or not covered, procedure for claiming, List of hospitals which they have tie up with etc.

More Information :

Call Shailesh Prajapati 9727369439

LIC : SERVICES FOR SECURITY OF UR FAMILY

to ENSURE Best SERVICES FOR SECURITY OF UR FAMILY.

-Provision for MARRIAGE of daughters.

-Guarantee EDUCATION of your Children.

-PENSION in OLD AGE.

LIFE INSURANCE : Moneyback,Jeevan Anand,Females Plan, Jeevan Sathi, ULIP, etc.

Contact also for LIC POLICY :

Hoping for your queries !
Shailesh Prajapati Call 9427369439

JEEVAN SATHI

Product summary :

This is an Endowment Assurance Plan issued on the lives of husband and wife. The plan provides financial protection against death of both the lives. It pays the maturity amount on survival of one or both the lives to the end of the policy term.

Premiums :

Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the term of the policy or till the first death of the lives covered, whichever is earlier.

Bonuses :

This is a with-profit plan and participates in the profits of the Corporation's life insurance business. It gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan. Such bonuses are to be added till date of maturity or the second death of the lives covered, whichever is earlier. Final (Additional) Bonus may also be payable provided policy has run for certain minimum period.

BENEFITS
Death Benefit :

On first death the Sum assured is payable in a lumpsum. If the survivor of the two lives dies thereafter during the remaining policy term, Sum Assured along with the all bonuses is payable again in a lumpsum.

Maturity Benefit :

If one or both the lives survive till the end of the policy term, Sum Assured along with all bonuses declared up to maturity date is payable in a lump sum.

For More Information

Shailesh Prajapati Call: 9427369439 (BSNL)

E-mail: sp_pranjal@yahoo.co.in

Recurring Deposit or Jeevan Saral ? Which is the best?

You all might have heard and has an idea of what is meant by recurring deposits schemes, acquiring small amounts of money and investing it for long term and to reap better returns at maturity. The usual players in the field were banks and post offices, now there is a new entry to this sector… any guess? Its the LIC or the Life Insurance Corporation of India. The LIC has started a special plan called “Jeevan Saral” which is famous now, Its launch was a couple of years back.

Jeevan Saral can be termed as a simple assurance plan where the policy holder choose the amount and also the mode of the premium payment. It also gives the policy holder protection from death which is of 250 times of the monthly premium, that he pays. With the age of the policy holder the terms also changes. The benefit at death includes the total risk cover plus the loyalty bonus if any. There is also promise by the LIC about the returns of premium which excludes the first year premiums and extra rider premiums.

Jeevan Saral is a highly liquid instrument to the policy holder when compared with other insurance policies. On completion of five years the policy holder is liable to receive 100% of the Maturity Sum Assured, the value of the MSA is given by the LIC. This will only be liable for those policies that have not even made a single default with the premium. From the tenth year bonus are payable which is combined with granted maturity benefits. As for LIC is concerned the Loyalty additions that they provide depends on the profit that LIC makes each year, so they would not be able to disclouse them at the start of the policy.

If we are to compare Jeevan Saral with recurring Deposit, we could see some differences. Jeevan Saral rate of returns is not granted, but there is loyalty addition at the time of surrender/maturity, which varies every year. while recurring Deposit (RD) has 7-7.5% compounded interest quarterly. If we take the case of Jeevan Saral we would get life cover for 250 times of the monthly premium while RD offers you with loan facility. The minimum tenure for Jeevan Saral is 10 years and the maximum can be up to 40 years which depends upon the age of the policy holder. RD makes the minimum tenure to a year and maximum for ten years.

Minimum amount that is required in RD would be minimum of Rs.10 for post office and Rs.100 for banks, Jeevan Saral takes the minimum amount at Rs.250. For both of them there is no maximum limit. If you are making a premature surrender then Jeevan Saral would bring in 80% of the MSA (Maturity Sum Assured) after three years to four years followed by 90% in the fifth year while in the case of RD the interest penalty differs from bank to bank. Jeevan Saral would come under Section 80C offering tax benefit for an amount of Rs.1 Lakh while RD has no such benefit. For the interest in the income that is received through Jeevan Saral there is no tax under Section 10D while in the case of RD its taxable but does not have TDS.

Please Call Shailesh Prajapati 9427369439

NEW Bima Gold Plan - Special Golden Jubilee

It is a plan where premiums paid over the term of plan are paid back during the policy term in instalments and life insurance cover is available not only during the term but also during the extended term of the plan.

Pls. contact for this plan & any other plan from LIC.... 9427369439

JEEVAN SARAL (ATM PLAN) T - 165

LIC's monthly recurring type scheme

It provides higher cover, smooth return liquidity & considerable flexibility.

This is like a PO's R.D. scheme.
You can withdraw partial or full amount if necessary after 10 year.

* periodical guaranteed cash back

* any time maturity after 10 year.
* return of premium with loyalty addition.

JEEVAN SARAL LIKE YOUR

1. Saving a/c,
2. Recurring a/c,
3. PPF a/c,
4. Endowment plan,
5. Money back plan,
6. Pension plan,
7. Marriage plan,
8. Education plan,
9. Also premium reducing plan.

AGE ENTRY : 12 TO 60

POLICY TERM : 10 to 35 year.

Contact for :

Shailesh Prajapati (M) 9427369439

JEEVAN NISCHAY

Sweet Sixteen!

1. It is a Single Premium Policy
2. No Medical Examination is required
3. Minimum age to take the policy is just 18 years
4. Short term of 5, 7 or 10 years
5. Minimum Premim of just Rs.10000
6. Very high risk cover of 5 times in the first year of policy
7. Guaranteed Maturity Sum Assured
8. Greater the premium, greater the Maturity Sum Assured
9. Loyalty Additions
10.Loan facility after just one year
11.Absolute assignment available
12.Guaranteed Surrender Value of 90% of Premium after one year
13.Close-ended scheme
14.Exclusive for existing LIC policyholders
15.Ideal to recycle Bima Gold survival benefit
16.Golden chance to meet all the existing clients

JEEVAN NISCHAY - A Grand Single Premium Policy for Exsisting Policy Holders

LIFE INSURANCE CORPORATION (LIC) of India is all set to roll out its new guaranteed single premium plan - Jeevan Nischay. The new plan Jeevan Nischay will be quite similar to the Jeevan Astha, which was launched last year which brought a lot of confidence in the life insurance market which was very much shaken due to the global financial crisis.

In this plan, an investment of Rs. 1 lakh would mature into Rs.1.7 lakh after a span of 10 years. The policy will be available for a limited period until the end of March 2010.

Jeevan Nischay will be availbale only to existing policy holders of LIC. The amount an individual can invest will be linked to the extent of protection the individual already has purchased. If a person with a term insurance of Rs.10 lakh for accidental death can invest a maximum of Rs. 1 lakh. The new policy will be available to only those who are not subject to any additional charges for ill health.

The main objective of the policy will be to tap the maturity benefits offered under an older plan, Bima Gold, which sold more than a crore policies. Jeevan Astha had mobilised around Rs.10,000 crore as it was the ideal choice for guaranteed return during the financial crisis. When Jeevan Astha was launched the interest rates were crashing and now Jeevan Nischay's launch coincides with RBI's exit from the accommodative policy. Jeevan Nischay is more like a single premium bond as the its offers protection which is only fundamental.

Officials of LIC said that in Jeevan Nischay the minimum cover requirement was not really an exclusion as anyone can buy term insurance to the extent of investment that one wished to make.

The Jeevan Nischay plan covers only the mandatory five times of the premium amount for the first year of insurance and for subsequent years the sum insured will be equivalent to the premium paid.

For More Details

SHAILESH PRAJAPATI
9427369439

PAY PREMIUM ONLINE - A NEW INITIATIVE OF LIC

GeNIoUs NeVEr ARGUES, ThEY oNly INVEST IN LIC

LIC of India a tken new initiative now a days. You can pay your premium online. Just log on to website of LIC of india & You can.............

1. Enroll your Policy
2. Know your Premium Payable in a Year
3. Know LIC maturity
4. Loan Availability
5. SMS intimation

And much more................................


You have to just Enroll your Policies.

So Please Contact, Its free of Cost


SHAILESH PRAJAPATI
9427369439